{"id":156,"date":"2020-09-22T17:39:10","date_gmt":"2020-09-22T17:39:10","guid":{"rendered":"https:\/\/www.buyingcoverage.com\/articles\/?p=156"},"modified":"2020-09-29T18:47:19","modified_gmt":"2020-09-29T18:47:19","slug":"cheap-term-insurance","status":"publish","type":"post","link":"https:\/\/www.buyingcoverage.com\/articles\/cheap-term-insurance\/","title":{"rendered":"Cheap Term Insurance"},"content":{"rendered":"<p>If you&#8217;re looking for cheap term insurance, look no further. \u00a0A term policy is the most affordable type of life insurance policy available. \u00a0Term insurance is contracted for a period of time up to 30 years. The policy also offers a unique option to covert the term policy into a permanent one without the medical exam requirement. Although cheap term insurance does not earn interest or dividends, the term policy does offer benefit riders which can enhance your protection.<\/p>\n<div id=\"attachment_211\" style=\"width: 310px\" class=\"wp-caption alignleft\"><img aria-describedby=\"caption-attachment-211\" loading=\"lazy\" class=\"size-medium wp-image-211\" src=\"https:\/\/www.buyingcoverage.com\/articles\/wp-content\/uploads\/2020\/09\/Depositphotos_148992933_l-2015-e1601397404613-300x200.jpg\" alt=\"Buyingcoverage agent\" width=\"300\" height=\"200\" srcset=\"https:\/\/www.buyingcoverage.com\/articles\/wp-content\/uploads\/2020\/09\/Depositphotos_148992933_l-2015-e1601397404613-300x200.jpg 300w, https:\/\/www.buyingcoverage.com\/articles\/wp-content\/uploads\/2020\/09\/Depositphotos_148992933_l-2015-e1601397404613-1024x684.jpg 1024w, https:\/\/www.buyingcoverage.com\/articles\/wp-content\/uploads\/2020\/09\/Depositphotos_148992933_l-2015-e1601397404613-768x513.jpg 768w, https:\/\/www.buyingcoverage.com\/articles\/wp-content\/uploads\/2020\/09\/Depositphotos_148992933_l-2015-e1601397404613-1536x1025.jpg 1536w, https:\/\/www.buyingcoverage.com\/articles\/wp-content\/uploads\/2020\/09\/Depositphotos_148992933_l-2015-e1601397404613.jpg 2000w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><p id=\"caption-attachment-211\" class=\"wp-caption-text\">Portrait of senior businessman in front of the big city<\/p><\/div>\n<blockquote>\n<h2>An example is Scarlet a 38 year female who&#8217;s was able to get $500,000 in&#8221;Term Life Insurance&#8221; for just $37 a month.<\/h2>\n<\/blockquote>\n<p>Meet Scarlet a\u00a0<strong>38 year old health\u00a0conscious\u00a0<\/strong>mother of 2 who owns a flower shop in Florida. She was able to obtain\u00a0a <strong>30 year term policy<\/strong> for only <strong>$440 a year\u00a0<\/strong>with a <strong>benefit\u00a0amount of $500,000.\u00a0<\/strong>\u00a0Scarlet can&#8217;t help but feel peace of mind knowing her family is protected if she were to pass unexpectedly due to an accident or illness.\u00a0<strong>Yes,<\/strong> you read correctly, for <strong>$500,000<\/strong>\u00a0in life insurance coverage for <strong>only $37 a month.<\/strong><\/p>\n<h4>The 5 steps to obtaining cheap term insurance:<\/h4>\n<ol>\n<li>Click <a href=\"https:\/\/quote.buyingcoverage.com\/product\/permanent-life-insurance\">Get Quote<\/a> BuyingCoverage.com<\/li>\n<li>Select term insurance (10yr, to \u00a030yr options)<\/li>\n<li>Complete a brief medical exam (if applicable)<\/li>\n<li>Wait for Insurance underwriters to review your application<\/li>\n<li>After policy approval the insured\/applicant can pay the scheduled premium to enforce the policy.<\/li>\n<\/ol>\n<p>If the insured dies within the term period, the insurance company will pay the death benefit to the beneficiaries of the policy\u00a0(Ex: Family Member, Trust, or Enterprise)<\/p>\n<h4>Advantages of <a href=\"https:\/\/www.buyingcoverage.com\/products\/term-life-insurance\">term life insurance<\/a>:<\/h4>\n<ul>\n<li>Affordable<\/li>\n<li>Level premiums<\/li>\n<li>Financial Protection<\/li>\n<li>Premium payment remain leveled throughout the duration of the policy.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you&#8217;re looking for cheap term insurance, look no further. \u00a0A term policy is the most affordable type of life insurance policy available. \u00a0Term insurance is contracted for a period of time up to 30 years. The policy also offers a unique option to covert the term policy into a permanent one without the medical [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":222,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[12],"tags":[23,19,17,18],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v15.6.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\r\n<title>Cheap Term Insurance - Buying Coverage Blog U.S. Life Insurance<\/title>\r\n<meta name=\"description\" content=\"Learn the 5 steps to obtaining cheap term life insurance coverage to protect your loved ones and estate against an unexpected death.\" \/>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/www.buyingcoverage.com\/articles\/cheap-term-insurance\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"Cheap Term Insurance - 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