Advantages

Access to top rated
U.S. Carriers
Lower Premiums with Higher Coverage
Face Amount Paid
in U.S. Dollars

U.S. Life Insurance for Foreign Nationals

Foreign Nationals, who spend considerable time in the United States, hold assets or maintain significant ties to the United States may have a need for U.S. life insurance. Asset preservation, transfer of wealth, estate/tax planning and family income protection are just some of the common financial objectives that apply to individuals and families, regardless of residence.

Capital Financial has been helping Non-US citizens obtain U.S. life insurance for over 45 years, working with individuals and businesses all over the globe. Our life agents are adept in handling the unique challenges applicable with foreign national cases.

Insurance companies have expanded their international underwriting guidelines and now may consider foreign nationals for best class rates depending on country of residence. Each insurance carrier has its own set of underwriting guidelines in place to determine eligible, some are much more flexible according the the company’s experience in the foreign national space.

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Life Insurance
for foreign Nationals

Many foreign nationals purchase millions in U.S. life every year and the number continues to grow annually. The United States is still considered as one of, if not the most stable country to hold and accumulate assets.

Why Purchase
U.S Life Insurance?

Foreign nationals living outside the U.S are incorporating life insurance as part of their long term financial plans. Many personal and business concerns can be addressed with a U.S. life insurance policy Read more

Life Insurance Tax Planning
For Foreign Nationals

A foreign national's classification under the U.S. tax code as a resident alien or non-resident alien determines what tax rules apply for gift and estate tax purposes. Get Brochure

Foreign National
U.S Life Insurance Guide

Asset preservation, transfer of wealth, estate/tax planning and family income protection are just some of the common financial objectives that apply to individuals and families, regardless of residence. Get Brochure