Thank you for inquiring about the BuyingCoverage.com privacy practices. We are committed to keeping our customers information secure and would like you to know how we collect, use, and protect your information.
What Information We CollectUsers can browse our website without having to give us any personal information whatsoever. However, if you communicate with our customer service department via online chat, email, or phone, some personal information is required in order to better provide service. For example, we collect information from you when you run a quote, make an email inquiry, call us with a question, or make a payment.
Depending on the type of insurance product you choose, the information we collect may include:
- Full Name
- Mailing address
- Phone number
- Email address
- Age or D.O.B
- Country of residence
- Cedula or government ID number
- General travel questions
- General medical questions
We DO NOT store any Credit Card Information on our site.The information collected may also include information you volunteer to us about other people, such as the name and email address of friends or family you choose to recommend.
This valuable travel protection is ideal for students, business and leisure travelers, study abroad, international exchange students, tourists, holiday travelers, and church or missionary travelers.
When completing an insurance application, you may be required to provide more detailed personal information such as name and address, annual income, occupation, travel habits and medical history for underwriting purposes. During the time of application, you will be connected directly with an agent/representative who will process your application manually. We will not use your personal information for any other purpose without notifying you of our intention to do so and obtaining your consent.
This privacy statement is an agreement. If you choose to provide personal information to us, the handling of your personal information will be governed by the terms and conditions contained herein. If you do not agree to the terms and conditions contained herein, please promptly stop using our services.
BuyingCoverage.com is not responsible for the privacy practices of other websites hyper-linked to and from our website.
Using Information GatheredThe information collected will be used for the following purposes.
- To provide you with services you have requested.
- To acquire an insurance quote on your behalf and issue your policy.
- To cooperate with any legitimate claim, judicial procedure or request permitted or required by law.
- To improve our user ability and services platform.
- To communicate with you in regard to your services or future services with buyingcoverage.com and subsidiary companies.
Using Our Quoting PlatformThe information collected from our quoting platform will be used for providing insurance quotes. The information is in turn sent only to the insurance company underwriting the application/policy and the producing agent if applicable. The insurance companies employ standard encryption practices receiving such information.
BuyingCoverage.com archives information provided by you for policy quoting and policy issuance on our encrypted servers located in the United States. This information is kept electronically but is internal to BuyingCoverage.com and not maintained on the website. We collect and retain this information in accordance with all applicable laws, including without limitation insurance laws/laws governing insurance carriers.
WE DO NOT ARCHIVE OR SAVE ANY CREDIT CARD INFORMATION YOU PROVIDE TO US FOR PAYMENT.
In staying connected with customers BuyingCoverage.com may use your personal information to communicate with you through, email, or telephone. We may contact you by telephone to discuss any insurance request or interest you may have shown on our website. We may send you communications about the availability of our services, security or other services such as, insurance policy updates, reminders, promotional messages etc.…
Sharing and Disclosing Information GatheredWe do use some tracking technologies to track IP addresses, demographic information and geographical information in order to obtain certain kinds of site usage. This information is used for analytical purposes to identify website activity/trends and help improve our service and user ability performance.
We do not provide your personal information to mailing lists nor do we sell, share or trade your information to unaffiliated parties.
Protecting Your InformationWe treat your credit card and personal information with the highest confidentiality and safety; this is why are website is protected by Secure Socket Layer (SSL) technology, utilized by many of the popular browsers, such as Internet Explorer, Google Chrome, Firefox. This technology allows us to use advanced encryption tools to protect all important customer information (including your credit card number, name, address, etc.) transmitted between your computer and server.
You are entitled to access the personal information we have gathered about you and to request corrections of that information. In order to do so, contact us via email or telephone. Please note that we may retain some of your personal information even if you have asked to have it deleted. The reason is to comply with any obligations or regulatory requirements, resolve disputes, maintain security, and prevent fraud. More importantly to protect your privacy and security, we will also take reasonable steps to verify your identity before granting access to your profile/policy information.
All material contained on this website (including all code) is protected by U.S. copyright laws. Except as otherwise expressly provided herein, you may not copy, reproduce, publish, license, modify, create derivative works from, transfer or sell any material contained on the website without the prior written consent of BuyingCoverage.com
Last Updated: 07/01/2020
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