Kidnap and Ransom Insurance for Individuals and Families

There are 25,000 to 30,000 kidnapping incidents reported annually worldwide. And every year this number continues to rise, with criminals bringing in billions in ransom payments. Majority of incidents are perpetrated for financial gain and criminals now prefer a quicker payoff to a highly elaborated kidnapping. Places such as Mexico, Brazil and Venezuela are notorious for express kidnapping tours. Where the focus is on a fast and easy payoff, victims are robbed of their valuables and forced to withdraw funds from an ATM. A kidnap and ransom insurance policy offers worldwide protection against an array of security risks. Coverage is custom tailored to each individual and family situation depending on the number of insureds, field of work, security measures in place, threat level, and country of residence.

Kidnap Ransom and Extortion Insurance covers you and your family against:

  • Kidnapping
  • Hijacking
  • Wrongful Detention
  • Extortion
  • Home invasion
  • Express Kidnapping
  • Hostage
  • Abduction
  • Disappearance

The most valuable resource provided by a kidnap and ransom policy are the risk management services available to you as an insured. Services include:

  • Risk assessment
  • Security planning
  • Pre-incident training
  • Prevention techniques
  • Crisis and Conflict resolution

Crisis response teams are on call to assist and resolve any kidnap or extortion threat. Ensuring a professional handling of the crisis situation and a best case scenario resolution.

Policy Benefits

  • Ransom Reimbursement
  • Loss of ransom while in transit/delivery
  • Reward payments
  • Medical expenses
  • Legal and security expenses
  • Psychiatric and Rehabilitation Expenses
  • Crisis negotiation and strategy
  • Accidental death and Dismemberment
  • Public relations consultant
  • Travel and medical assistance

Kidnap for ransom is a larger and far-reaching problem today due to the ongoing terrorism crisis and continued political instability in traditional high risk areas such as Latin America and Africa. For this reason, individuals residing or working in areas prone to these types of risk should have comprehensive kidnap and ransom coverage in place to protect themselves and their families. Contact us for more information.