Travel Accidental Death Insurance + Athletic Sports and Hazardous Activity Coverage
The Global Accident Protection Plan (GAPP) provides Accidental Death and Dismemberment (AD&D) Benefits and optional Medical Evacuation Benefits to those traveling outside their home country.
The Athletic Sports & Hazardous Activity Rider provides coverage if Your Injury or Illness results from the below enumerated Athletic Sports & Hazardous activities. The insured can purchase coverage, with the payment of additional premium, from specific bundled options of Athletic Sports & Hazardous Activities.
Hazardous Activity Coverage Table
Low Option
BMX; Bobsledding; Bungee Jumping; Canoeing/Kayaking; Canopying; Cave tubing; Hang Gliding; Horseback
Riding; Hot Air Ballooning; Jet Skiing; Martial Arts/Karate (Non-competitive); Motor Scooter; Motorcycling; Mountain
Biking; Piloting any Non-commercial Aircraft; Safari; Scuba Diving (Not to exceed 30 feet, Resort Course or
equivalent required); Snow Skiing (Recreational); Snowboarding (Recreational); Snowmobiling; Spelunking/Caving;
Surfing (Recreational); Trekking (Not exceeding Class IV Difficulty on Yosemite Decimal System); Wakeboarding;
Water skiing; Whitewater Rafting (Class I through V rapids); Wind Surfing; Zip Lining.
Middle Option
Aerial Photograph (Use of proper restraints required); BMX (Racing or Competitive); Flying in any chartered/leased
aircraft or helicopter; Heli-skiing; High Diving; Hot Air Ballooning (As a pilot); Mountain Climbing (14,000 ft. & below
– Ropes & proper safety equipment required); Parachuting; Paragliding; Parasailing; Parascending; Rock Climbing
(Ropes & proper safety equipment required); Scuba Diving (Below 30 feet, PADI/NAUI Certification required, or
insured must be accompanied by a certified diving instructor); Skydiving; Snow Skiing Off-Piste.
High Option
Big Game Hunting (Use of Firearms); Diving with Sharks; Mountain Climbing (14,000 ft. & above – Ropes, proper
safety equipment & certified guide required); Running with the Bulls; Security Detail (use of firearms).
Intercollegiate or Interscholastic Athletics
FOR: Intercollegiate or Interscholastic Athletics; Club Sports; or Organized Amateur Sports. Under this coverage, covered expenses under the medical maximum are limited to $20,000.
Low Option
Ballet; Baseball; Cheerleading; Cross Country; Diving; Equestrian; Fencing; Field Hockey; Golf; Polo (Horse); Polo
(Water); Rowing; Softball; Surfing; Swimming; Tennis; Track & Field; Volleyball.
Middle Option
Basketball; Competitive Cycling (Road, Track, CX); Ice Hockey; Inline Skating (Helmet & Proper Equipment
Required); Lacrosse; Martial Arts/Karate; Modern Pentathlon; Skiing (Slalom, Giant Slalom, Downhill); Ski Jumping;
Wrestling.
High Option
Football (No Division One); Gymnastics; Rugby (No Division One); Soccer.
Additional AD&D
Purchase up to $1,000,000 of 24 hour AD&D coverage. Benefits and exclusions are same base plan.
Excess Benefits
All Coverage, except Accidental Death & Dismemberment, shall be in excess of all other valid and collectible
insurance.