Private Pension Plan

Using a policy

Whole Life Insurance

A whole life insurance policy is a reliable vehicle to fund your retirement in addition of reducing the financial burden to your family in case of your unexpected death,

The premium you pay to the insurance company is using after-tax dollars (not tax deductible), but the cash value grow tax deferred.

More than a pension Plan

The Private Pension Plan funded with a life insurance not only provides funds for you retirement, but also the necessary protection for your family in case of your unexpected death in addition of the following benefits:

  • Cash withdrawals are treated first-in-first-out
  • Death benefit in case of death
  • Ability to borrow from cash value
  • Ability to withdraw from cash value
  • Cash value grow tax free
  • Living benefits
  • Death benefit generally income tax free
  • Can exchange with no tax implication
  • Builds cash value
  • Protection for dependents
  • Policy Loans do not have to be repaid
  • Policy loans no reported to credit report
  • Pay your funeral expenses
  • Pay off debts
  • Help to pay children college tuition
  • Supplemental retirement
  • Replace your income
  • Reduce Financial burden to your family

Be prepare, Count on a Secure Retirement!