Travel Accidental Death Insurance
Global Accident Protection Plan (GAPP)provides Accidental Death and Dismemberment (AD&D) Benefits and optional Medical Evacuation Benefits to those traveling outside their home country.
- Accidental Death and Dismemberment (AD&D) Benefits: This Plan will provide benefits if the Insured Person’s Injury results in death or dismemberment within 365 days after the date of a covered accident.
- Medical Evacuation Benefits (Optional): If you are injured or become ill while traveling abroad, it can lead to serious expenses and complications. Sometimes there are no medical facilities near you with adequate equipment and medicine. Our Medical Evacuation coverage will cover expenses needed for immediate transportation from the place where you are located to a medical facility that is more suited to your needs.
AD&D can be purchased with or without Medical Evacuation benefits.Additional benefits may be purchased as well (see “Optional Riders” section).
This valuable travel protection is ideal for students, business and leisure travelers, study abroad, international exchange students, tourists, holiday travelers, and church or missionary travelers.
Global Accident Protection Plan (GAPP) provides Accidental Death and Dismemberment (AD&D) Benefits and optional Medical Evacuation Benefits (type of coverage is limited to the plan options for which premium is paid) to those traveling outside their home country.
Coverage is available for 2 adults, any unmarried dependent children ages 14 days until their 18th birthday, or children traveling alone.
- Coverage is NOT available for travel in Iran.
- Coverage is NOT available to citizens of Australia or residents of New York, Maryland and South Dakota
Accidental Death, Dismemberment, Loss of Sight, and Speech and Hearing –The amount of the Principal Sum is $100,000 (unless the Enhanced AD&D Benefit is purchased). NOTE: For children under age 18 Principal Sum is limited to $25,000. Enhanced AD&D Benefit (If Benefit Purchased) – The Principal Sum is increased from $100,000 to the selected amount not to exceed $1,000,000 of coverage. The Enhanced AD&D Benefit is not available to children under 18 years of age.
If within 365 days after the date of a covered accident, the Insured Person’s Injury results in death or dismemberment, this Plan provides the following benefits for loss of:
|Description of Loss||Indemnity|
|Both Hands or Both Feet or Sight of Both Eyes||Principal Sum|
|One Hand and One Foot||Principal Sum|
|Either Hand or Foot and Sight of One Eye||Principal Sum|
|Either Hand or Foot or Sight of One Eye||Principal Sum|
Paralysis Benefit –If a Covered Accident renders an Insured Person Paralyzed within 365 days of the date of the Covered Accident that caused the Injury, in any one of the types of paralysis specified below, the Company will pay the percentage of the Maximum Amount shown below for that type of paralysis:
|Type of Paralysis||Based on the % of the Principal Sum|